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Small Business Checking

We don’t just want to watch your dreams and passions come to life with your business, we want to be able to help you along the way!  A Small Business Checking account might be just what you need to get started.

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Required Opening Balance$500
Daily Minimum Balance$500
Service ChargeNone, however,
  • A $6.00 monthly service fee will apply, if the account balance falls below the minimum at any time during statement cycle
Activity FeesAdditional charges may be incurred for special handling requests
Interest BearingNo
Additional InformationLimited to businesses with less than 50 items deposited per month

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Commercial Business Checking

Businesses can’t grow with limited options. As your business grows, it might be time to grow your checking account options, too. With our Commercial Business Checking there is no limit to the number of deposited items per month. Plus, you’ll get monthly earnings credits for collected balances!* No limits, more credits…more possibilities for you!

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Required Opening Balance$500
Service Charge$10 monthly maintenance fee
Activity FeesDebits: $.06 per item

Credits: $.06 per item

Deposited Items: $.06 per item

Additional charges may be incurred for special handling requests

Charges may be avoided completely by maintaining an adequate balance*
Earnings Credit*An earnings credit for collected balances is calculated at current market rates and subject to change monthly

Credits are applied as a reduction to activity charges

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Money Market Demand Account Commercial (MMDA Commercial)

Businesses can’t grow with limited options. As your business grows, it might be time to grow your checking account options, too. With our Commercial Business Checking there is no limit to the number of deposited items per month. Plus, you’ll get monthly earnings credits for collected balances!* No limits, more credits…more possibilities for you!

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Required Opening Balance$1,000
Daily Minimum Balance$1,000
Service ChargeNone, however,
  • A $10 monthly service fee will apply, if the account balance falls below the minimum at any time during statement cycle
Activity FeesAdditional charges may be incurred for special handling requests
Interest BearingYes, interest is paid monthly*
Special FeaturesNumber of checks limited per month

Monthly statements with images

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Non-Profit/Public Funds Interest

Commercial checking accounts with no monthly maintenance fee for non-profit organizations while earning interest.

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Please reach out to a Customer Service Representative for more information.

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Non-Profit/Public Funds Non-Interest

Focus on your mission with this affordable account that has no monthly fees or minimum balance requirements.

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Please reach out to a Customer Service Representative for more information.

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Business Cash Management

Looking for an easy way to monitor all your business finances in one place? Try our Business Cash Management service today and set up the financial controls to help run your business smoothly.

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How Does Cash Management Work?

We can support all your Cash Management requirements, including automated bill payments, transfers, and payroll services. Aside from it being available 24/7, being secure and confidential…it is, also, updated throughout the day! This will give you more time to concentrate on growing your business.
*Monthly fee and transaction fees may apply
Contact your local branch to get started today and help conveniently track your business finances all in one place!

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Remote Deposit Capture

As a business owner, we know your time is truly precious. You wear many hats during the day and bank courier shouldn’t have to be one of them! Well now it doesn’t have to be with The Missouri Bank’s Remote Deposit Capture service.

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With Remote Deposit Capture you can scan and deposit customer checks safely and securely right from your desk, anytime day or night. It’s like having your own private bank right in your office! It’s fast and easy to use…plus, funds are available quicker than regular deposits.


“I would encourage anyone to sign up for the remote deposit capture! This nifty machine saves me many trips to the bank to make deposits! That equates to more time spent completing other tasks at my desk. The system is user friendly and simple to use!” – Janet K.


To use Remote Deposit Capture:

SCAN CHECKS FROM YOUR DESKTOP

Using a supported scanner, simply scan customer checks right from your office.
Note: a $30 monthly fee applies for rental of the scanner

PREPARE DEPOSITS

You can view images of your checks right on your computer to verify the total amount of deposit, which is automatically calculated for you.

SUBMIT DEPOSITS

Once you click submit, the deposit is electronically sent to your account with us through a secure Internet connection.

FUNDS ARE AVAILABLE

It’s that simple! Funds will be accessible sooner than traditional deposits. And, there is no limit to the number of deposits per month.

And that’s it! You never have to drive across town to deposit your checks. Small Business Banking just got a whole lot easier… and you just got one less hat to wear! Now you can have more time to focus on what’s important – your business! Or even better, if there is not a The Missouri Bank branch in your area, now you can bank with us from anywhere and let our 80+ years of banking experience work for your business today.

NOTE: Business Cash Management will need to be set up in order to use Remote Deposit Capture. See Cash Management for details.

Credit Card Merchant Services

Looking for help setting up your business to accept credit card transactions? We can help you get started today. Contact your local branch for details.

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Reorder Checks

Running low on checks? Whether it’s for personal or business accounts, we’ve got you covered.

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Let us take care of ordering checks for you!
Call 636-456-3441 or stop by a convenient location to reorder personal or business checks!

OR

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Reorder Checks

*Interest is accrued daily on collected balances at current market rates (subject to change) and paid monthly. At our discretion, we may change the interest rate and annual percentage yield on your account at any time. Interest begins to accrue on the business day you deposit cash or non-cash items. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. If you close your account, the accrued interest will be paid.