Two elementary age boys of Hispanic descent smile with excitement as a bank teller counts the coins they brought from their piggy banks. The children are learning about money and are opening a bank account with their mom's help.

Passbook Savings

The perfect account for teaching your kids financial responsibility!  They’ll get an actual passbook to track all transactions and earn quarterly interest, too!

Learn More
Required Opening Balance$10
Daily Minimum Balance

no

Service ChargeNone, however,
  • A $5.00 charge for lost passbooks (passbook must be present for all transactions)
Activity FeesStandard fees apply (e.g., overdraft fee)
Interest BearingNo EFT activity permitted; this includes, but is not limited to ACH deposits, ACH payments to third parties, internet banking transfers or other electronic activity
Additional InformationPassbook must be present for all transactions
Annual statements

To open your account, we will need to see the following documentation:

  • Valid driver’s license
  • Proof of address (if new customer)
  • Social Security number (or card for children)
  • Business documentation, including Tax ID number (for business accounts)

Note: For joint accounts, both parties must be present

Close up of african american woman hands calculating tax while working at desk. Casual businesswoman using calculator to check monthly income and expenses of her freelance activity. Mature lady calculating business balance and prepare tax reduction with stacks of coins on desk.

Statement Savings

Looking simply to save money?  This account is perfect to start saving and earn interest with a low minimum balance required.

Learn More
Required Opening Balance$300
Daily Minimum Balance$300
Activity Fees$4.00 monthly service fee will apply, if the account balance falls below the minimum at any time during statement cycle
Interest BearingYes, interest is paid monthly**
Additional InformationATM transactions permitted
Direct ACH deposits permitted
Special FeaturesMonthly statements

To open your account, we will need to see the following documentation:

  • Valid driver’s license
  • Proof of address (if new customer)
  • Social Security number (or card for children)
  • Business documentation, including Tax ID number (for business accounts)

Note: For joint accounts, both parties must be present

Cheerful young man smiling and gesturing after betting online during world championship football game

Christmas Club

Want to get a jump start on saving for the holidays?  This account is perfect for putting away money each week to access just in time for the holidays.  And even, better… we’ll make the last payment for you!*

Learn More
Required Opening Balance$5
Maximum of $50/week per customer
Daily Minimum Balance$300
Activity FeesIf not opened by the first Monday of November, payments must be brought up to date
Interest Bearing*The Missouri Bank will make the last payment if customer has made first 49 payments
Electronic Funds Activity (EFT)Payments will be automatically transferred on a weekly basis from an existing account at The Missouri Bank beginning the first Monday of November
Special FeaturesNo new Christmas club accounts will be opened after the third Monday of November Checks will be mailed the fourth week in October

To open your account, we will need to see the following documentation:

  • Valid driver’s license
  • Proof of address (if new customer)
  • Social Security number (or card for children)
  • Business documentation, including Tax ID number (for business accounts)

Note: For joint accounts, both parties must be present