Young man shopping online with credit card at home

Electronic Checking

If you’re the always-online type, our Electronic Checking Account makes checking easy!

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  • Mastercard Debit Card
  • Free eStatements
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking
  • Free Voice Access
Required Opening Balance$100
Daily Minimum Balance
Service Charge$6.00 monthly service charge, waived IF
  • Enrolled to receive Electronic Statements (eStatements) instead of paper statement
  • You are 50 years of age, or older
Activity FeesStandard fees apply (e.g., overdraft fee)
Interest BearingNo
Additional InformationOverdraft privilege may apply**
If over 50 years of age, customer will receive
  • Free exclusive checks (80 per year)
  • 20% discount on one safe deposit box (up to $14.00 savings per year)
  • Free Cashiers Checks ($3.00 savings per check)

To open your account, we will need to see the following documentation:

  • Valid driver’s license
  • Proof of address (if new customer)
  • Social Security number (or card for children)
  • Business documentation, including Tax ID number (for business accounts)

Note: For joint accounts, both parties must be present

Little girl save money coins for education in piggy bank on the book stack. Asian kid save money for future study, education. Kid hand save money concept for education. Family plan for education fees.

Regular Checking

Sometimes it’s best to start simple – focus on the essentials, make sure the basics are covered with a Regular Checking Account!

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  • Mastercard Debit Card
  • Free eStatements
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking
  • Free Voice Access
Required Opening Balance$100
Daily Minimum Balance$300
Service Charge$6.00 monthly service charge, waived IF
  • Customer maintains minimum balance
Activity FeesStandard fees apply (e.g., overdraft fee)
Interest BearingNo
Additional Information
Overdraft privilege may apply**

To open your account, we will need to see the following documentation:

  • Valid driver’s license
  • Proof of address (if new customer)
  • Social Security number (or card for children)
  • Business documentation, including Tax ID number (for business accounts)

Note: For joint accounts, both parties must be present

Couple sitting in their living room and checking their finances

SuperNow

Looking to earn a little more out of your checking account?  Our SuperNow account can do just that.  By maintaining a $1,000 daily balance, you can get a little more bang for your buck.

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  • Mastercard Debit Card
  • Free eStatements
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking
  • Free Voice Access
Required Opening Balance$1,000
Daily Minimum Balance$1,000
Service ChargeNone, however,
  • A $10 monthly service fee will apply, if the account balance falls below the minimum at any time during statement cycle
Activity FeesStandard fees apply (e.g., overdraft fee)
Interest BearingYes, interest is paid monthly*
Additional InformationUnlimited Check Writing
Overdraft privilege may apply**

To open your account, we will need to see the following documentation:

  • Valid driver’s license
  • Proof of address (if new customer)
  • Social Security number (or card for children)
  • Business documentation, including Tax ID number (for business accounts)

Note: For joint accounts, both parties must be present

Little girl save money coins for education in piggy bank on the book stack. Asian kid save money for future study, education. Kid hand save money concept for education. Family plan for education fees.

Money Market Demand Account Consumer (MMDA Consumer)

The Missouri Bank offers Money Market Accounts that allow you to save, earn interest, and maintain the flexibility to spend as needed, enabling you to save for future expenses while making today’s purchases.

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  • Ability to Earn Interest
  • Free eStatements
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking
  • Free Voice Access
Required Opening Balance$1,000
Daily Minimum Balance$1,000
Service ChargeNone, however,
  • A $10 monthly service fee will apply, if the account balance falls below the minimum at any time during statement cycle
Activity FeesStandard fees apply (e.g., overdraft fee)
Interest BearingYes, interest is paid monthly*
Additional InformationUnlimited Check Writing
Overdraft privilege may apply**

To open your account, we will need to see the following documentation:

  • Valid driver’s license
  • Proof of address (if new customer)
  • Social Security number (or card for children)
  • Business documentation, including Tax ID number (for business accounts)

Note: For joint accounts, both parties must be present

The elderly woman sits with her banker to review investments.

Money Market Demand Account Gold (MMDA Gold)

The Missouri Bank offers Money Market Accounts that allow you to save, earn interest, and maintain the flexibility to spend as needed, enabling you to save for future expenses while making today’s purchases.

Learn More
  • Ability to Earn Interest
  • Free eStatements
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking
  • Free Voice Access
Required Opening Balance$1,000
Daily Minimum Balance$1,000
Service ChargeNone, however,
  • A $10 monthly service fee will apply, if the account balance falls below the minimum at any time during statement cycle
Activity FeesStandard fees apply (e.g., overdraft fee)
Interest BearingYes, interest is paid monthly*
Current rate and APY are based on daily balance in account (see below)
$1,000 to $10,000.00
$10,000.01 to $25,000.00
$25,000.01 to $50,000.00
$50,000.01 to $100,000.00
$100,000.01 to $200,000.00
$200,000.01 to $1,000,000.00
$1,000,000.01 and Over
Additional InformationNO interest accrued if account balance falls below minimum at any time during the statement cycle
Overdraft privilege may apply**

To open your account, we will need to see the following documentation:

  • Valid driver’s license
  • Proof of address (if new customer)
  • Social Security number (or card for children)
  • Business documentation, including Tax ID number (for business accounts)

Note: For joint accounts, both parties must be present

Business woman prepare writing a check at office

Reorder Checks

Let us take care of ordering checks for you!

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Call 636-456-3441 or stop by a convenient location to reorder personal or business checks!

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Go directly to the Deluxe site.  The button below will direct you to one of our partner websites.  Please note that we do not have control over the content on these partner sites.  We encourage you to review their Privacy Policy, as it may differ from ours.

Reorder Checks

 

*Interest is accrued daily on collected balances at current market rates (subject to change) and paid monthly.  At our discretion, we may change the interest rate and annual percentage yield on your account at any time.  Interest begins to accrue on the business day you deposit cash or non-cash items.  We use the daily balance method to calculate the interest on your account.  This method applies a daily periodic rate to the principal in the account each day.  If you close your account, the accrued interest will be paid.

**You may be eligible for our Overdraft Privilege service.  In the event that you make an honest mistake in your checkbook, run short of cash between paydays, or have unplanned expenses, the Bank will strive to pay the negative available funds balance.  The overdraft service is a discretionary service and restrictions do apply.  See your local branch for complete details.